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report. None of the SCCI top 2
Subscription services are hot, yet some industries have embraced Adidas Stan Smith Mujer subscriptions better than others. One of the segments facing more of a challenge is consulting and financial services, according to the Subscription Commerce Conversion Index.

In the most recent quarter, the industry had the lowest score among the nine industries the PYMNTS study analyzes, with a 53.3 Nike Air Max TN Femme mark out of 100. By contrast, streaming video and on demand (SVODD/OTT) services averaged 65.6, highest among all industries. Even Nike Air Zoom Mariah Flyknit Womens those financial services companies that outpace their peers still lag the best of breed in other segments, posting a top score of 75.2 in the latest SCCI report. None of the SCCI top 20 companies were from financial servicesPart of the challenge Nike Air Max 98 Femme for the sector is that often subscriptions are simply viewed as fees in the eyes of consumers, especially millennials, writes digital commerce consultant Jim Van Dyke in Adidas NMD Mens American Nike Roshe Run Femme Banker. Even when banks look to charge for services, customer resistance means financial services are charging too little to really improve the subscription services they offer, Van Dyke wrote.

Bank of America is a large institution that has repeatedly faced this problem, for example, Adidas ZX Flux Damen facing protests and threats of boycotts over debit and checking account subscriptions that offer only incremental value, such as overdraft protection features. And research shows consumers are quick to leave subscriptions that have a lack of Nike Air Max 90 Womens perceived value, according to a McKinsey & Co. white paper.

The key, then, is to offer subscriptions that break new ground, rather than offer a slight improvement on previously free services. For example, micro-investing app Acorns has Nike Free Run 3.0 Femme rolled out Acorns Later, an automatic retirement plan with value-add Nike Free 5.0 Damen services such as initial account size minimums of just $5 and the ability to set recurring contributions by day, week or month. The service also offer automatic rebalancing and access, in regular Acorns, to portfolios designed by Nobel Prize winner Harry Markowitz and others. The subscription starts at $2 a month. “Acorns Later removes Nike Air Max 98 Womens friction from the decision making process, getting back to our central product philosophy: Make big decisions small,” Acorns CEO Noah Kerner said.
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